{"id":305,"date":"2019-10-17T12:00:32","date_gmt":"2019-10-17T11:00:32","guid":{"rendered":"https:\/\/consumerfinancelaw.co.uk\/wp\/?p=305"},"modified":"2019-10-14T21:33:50","modified_gmt":"2019-10-14T20:33:50","slug":"fca-publishes-policy-further-policy-statement-on-overdraft-pricing-and-competition-remedies","status":"publish","type":"post","link":"https:\/\/consumerfinancelaw.co.uk\/wp\/2019\/10\/17\/fca-publishes-policy-further-policy-statement-on-overdraft-pricing-and-competition-remedies\/","title":{"rendered":"FCA publishes further policy statement on overdraft pricing and competition remedies"},"content":{"rendered":"\n<p>On 2 October 2019, <a href=\"https:\/\/www.fca.org.uk\/publication\/policy\/ps19-25.pdf\">the UK Financial Conduct Authority published a further policy statement, PS 19\/25, on overdraft pricing and competition remedies<\/a>.<\/p>\n\n\n\n<p>The policy statement makes changes to the definition of \u2018private bank\u2019 in the Banking Conduct of Business Sourcebook.  It also introduces a requirement for firms to publish a range of overdraft pricing information.  Its aim is to increase transparency and raise awareness of a firm&#8217;s overdraft charging structures.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>On 2 October 2019, the UK Financial Conduct Authority published a further policy statement, PS 19\/25, on overdraft pricing and competition remedies. The policy statement makes changes to the definition of \u2018private bank\u2019 in the Banking Conduct of Business Sourcebook. It also introduces a requirement for firms to publish a range of overdraft pricing information. &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/consumerfinancelaw.co.uk\/wp\/2019\/10\/17\/fca-publishes-policy-further-policy-statement-on-overdraft-pricing-and-competition-remedies\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;FCA publishes further policy statement on overdraft pricing and competition remedies&#8221;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[20],"tags":[127],"class_list":["post-305","post","type-post","status-publish","format-standard","hentry","category-policy-paper","tag-overdrafts"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/paQZb2-4V","jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/consumerfinancelaw.co.uk\/wp\/wp-json\/wp\/v2\/posts\/305","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/consumerfinancelaw.co.uk\/wp\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/consumerfinancelaw.co.uk\/wp\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/consumerfinancelaw.co.uk\/wp\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/consumerfinancelaw.co.uk\/wp\/wp-json\/wp\/v2\/comments?post=305"}],"version-history":[{"count":2,"href":"https:\/\/consumerfinancelaw.co.uk\/wp\/wp-json\/wp\/v2\/posts\/305\/revisions"}],"predecessor-version":[{"id":307,"href":"https:\/\/consumerfinancelaw.co.uk\/wp\/wp-json\/wp\/v2\/posts\/305\/revisions\/307"}],"wp:attachment":[{"href":"https:\/\/consumerfinancelaw.co.uk\/wp\/wp-json\/wp\/v2\/media?parent=305"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/consumerfinancelaw.co.uk\/wp\/wp-json\/wp\/v2\/categories?post=305"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/consumerfinancelaw.co.uk\/wp\/wp-json\/wp\/v2\/tags?post=305"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}